Skip to main content

We make too much to not have enough

Welcome to our lives Dave Ramsey!

Money was never our stressor point, the thing that made us argue the most. Because we never really talked about it. We would discuss a budget and think we were on one. We really weren't. Over the past year we've talked about trying this Dave Ramsey plan and never dived in. Our friends, Justin & Heather, have been on this plan and have knocked out a lot of debt. They gifted us with some truth filled words & this book. It sat on a table for a few months and then Douglas decided we're doing it. We read the book together and decided starting June 1st we were making these changes. We'll also be taking the Financial Peace University class at church that starts later this month!

We learned that budgeting isn't a once a year thing --- but a monthly budget & sometimes even more.

We have learned how childish we have been.

We have learned how to get out of debt, the steps.

We are at the very beginning, building our emergency fund and sticking to a budget. 

After we build the emergency fund we will start tackling the debt. First will be Doug's credit card, which we can knock out in a month (cha-ching!!) then the car, both student loans & our mortgage. 

"Live like no one else so later you can live like no one else"

Have you tried the Dave Ramsey total money makeover?



Comments

Post a Comment

Popular posts from this blog

Influence Link Up

Hello if you don't know me I'm Katie I {obviously} blog here and you can find my instagram & twitter ---> Two things in my bag: 1. My cute little notebooks I found at Target and a variety of pens. I love pens. No seriously, you should see my pen + sharpie box.  2. My phone. I am a HUGE picture taker. I love taking pictures and using all the fun picture apps and posting pictures. If you love taking pictures come find me, we can have some instagram fun!!!  Two things I'm looking forward to: 1. Hugs & coffee with friends. Friends I've never technically met. Friends that I will never forget, that will be hard to leave, that just get me. 2. Learning. Learning more about who I am. About the amazing way God created me as a woman. Learning from all these wise women that live with realness and grace. Being filled with His word. See you in 2-ish weeks!!!

The Influential Women Link Up

Today is the Influential Women Blog Link up. If you are a part of the Influence Network -- get on it!!! Honestly at first I didn't think I would link up, me, influential?! I don't think so. But I am. God uses me daily and will continue to use me.  - - - - - - - - -  Three Things About Myself: 1. I love Taco Night. If you already know me personally you would know this about me. But seriously I love it! And let me tell you I can put some tacos back. Our best friends and us have actually started Taco Tuesday so on Tuesdays we make tacos. Now we're just at a point of trying to make it a healthier Taco Tuesday. 2. I love music so much. I love to dance. I love to sing. I love to be surrounded by music. If you stop by my house there's a 95% chance you will hear music being played. I love Pandora because I can just put on whatever station for the mood I'm in.  Current favorite Pandora stations: Kari Jobe (I don't think that'll ever change), Jerem

Girl Behind The Blog

Its link up time Of all the link ups I've been involved with this is my favorite! Melody // Dance Parties In The Rain Rachael // Kincaid Parade Rachel // Finding Joy Come link up with  Ashley  and  Nadine for this month's Girl Behind The Blog